REDUCING THE SPREAD OF CORONAVIRUS: The Marciano Law Firm takes seriously your concerns regarding the spread of Coronavirus, and we have taken measures to reduce the risk of transmission for both our clients and those seeking legal representation. All meetings can be handled virtually via telephone or through teleconferencing apps like Zoom, FaceTime, Skype and others. All documents can also be signed electronically through various E-sign platforms. If you have any questions about our policies and how we can accommodate your needs, please feel free to give our attorneys a call.

mom-law-school.jpgFound this picture of my mother’s Class of 1951 Rutgers Law School Graduation Class Picture. E. Gioia Cipriano from Orange New Jersey was the only women in her graduating class. She was treated with the utmost respect to the point when a Professor said the word “damn” in class, he apologized to Miss Cipriano for his language. She tells about how when she was in the library and had to reach up to get a book, the men would all jump up to help her.

Many years later in the same library she was doing research and had trouble reaching the book on the top shelf, and she had to get a chair was precariously balanced on one foot to reach a book and no one came to help at all. She laughed to herself thinking how much difference a few years make. When she graduated law school she wanted to get into corporate law but no law firm would hire her. She finally was able to find a firm to work for but when asked if she could type she was smart enough to feign a lack of typing skills, she knew if the partners thought she could type she would be no more than a glorified secretary.

She was first assigned to collection cases for “Kirby Vacuum Cleaners” which were sold door to door and were very expensive. The salesmen talked the people into buying these multi tasking monster machines on credit and even though the payments were 10 dollars a month many people fell behind on their payments and then the lawyers were called in to repossess the machines which were then reconditioned and sold as new to other customers. Thinking that this was not the reason she went to law school she quit that firm and began focusing on wills and estate and real estate.

Hoboken%20cellphone%20driving.jpgHere is the law, but more important is that the State of NJ is funding cities to enforce the law. Use a Bluetooth and do not text while driving.

N.J.S.A. 39:4-97.3 makes the use of a wireless hand-held telephone or electronic communication device by the operator of a moving motor vehicle a primary offense.

* It is a primary offense for a motorist to talk or text message with a hand-held wireless telephone or electronic communication device while driving.

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Don’t worry bout a thing, cause every little thing gonna be alright !!! (courtesy of Bob Marley)

I have not seen anything like it since the 1986 bicentennial in Hoboken. The amount of adults, young, full of energy ( and beer) adults that are arriving in Hoboken by Path, by Train by Car by Bus by Ferry and by God I think I see some Helicopters filled with a bunch of green shirts airlifting them in. Hoboken simply is the place to be. Hoboken for all the reasons anyone who has been here knows is a safe wonderful almost mythical town of magic and energy. So some kids (I mean young adults) will cause a ruckus maybe even break one of my office windows, so what. Hoboken is a destination, it is a place where young fun entrepreneurial people want to be. If you want hope if you want good news and encouragement then understand the craziness of Hoboken today shows that there is plenty of energy and options for people, Everything’s gonna Be all Right !!

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Lets Go President Obama !!!
!

From a day to day perspective, the Hoboken real estate market is not as bad as it might seem from all the negative press. Each aspect of the transaction: contract, appraisal, mortgage, insurance, inspections tends to need more attention, every party involved in a purchase wants to be sure that everything is in order. FHA loans and FHA spot approvals are becoming more common and require more attention. But people need to move, and buying real estate, with it tax benefits, still makes sense.

Prices are holding up, but it is clear that buyers will not even consider properties that are not priced to be reflective of the current market. The best strategy for a seller is to price low and wait for the buyers to bid the price up. We are all hoping that the new policies of President Obama will make a big difference and bring some needed confidence to the market.

hoboken%202008.jpgAnother hurdle for condo buyers across America is becoming part of the standard mortgage process in the Hoboken real estate market. Be sure your attorney, realtor and mortgage broker are all aware of how this requirement will impact your condo purchasing options.

If the condo you wish to purchase with an FHA loan isn’t already on their approved list spot approval may be your solution. Here are the requirements.

1 The condominium project must be complete. There should be no ongoing or anticipated addition of any units, common elements, and/or facilities.

Erin Weed is a client and friend and an extraordinary person who has created a life dedicated to more than just herself. Go to her website to learn about simple strategies for self defense. On her product page you can find items as a pepper spray key chain, mini window alarm, door stop alarm and other items that will give you a slight edge in case of assault or burglary. From the personal experience of clients and friends I know that Hoboken is not as safe as it seems. Lurking around this town are bad people just looking for that moment of vulnerability. And for all those women who travel for work and find themselves alone in hotels, the techniques and devices that GFB offer can literally be the difference between life and death.

https://www.youtube.com/watch?v=7bbaRyDLMvA

Over the past few weeks I have met with over 10 separate people inquiring about getting a divorce. Many had tried couple counseling, some had kept all their problems to themselves, others were just finalizing a long time separation. However, what may sound self evident to some people, was newly connected in my mind, that is, divorce and depression are interrelated. Many people think that depression is not a real or significant factor in day to day life, but nothing could be further from the truth. Depression is not a couple thing, it is a deeply personal issue that is not readily apparent from a person’s actions. An easy way to deal with depression is to blame those around us, and often the easiest person to blame is the person closest to you. So, if you feel that you love your spouse but still want to get a divorce (a common situation), think about going to a doctor and talking about your feelings, maybe you can save your marriage and in the process help yourself.

There are plenty of websites about depression on the web and how to deal with getting a hold of your life. I know that people often have a miraculous recovery from medication and you should discuss that option with your doctor. Depression is often masked by success, (Heath Ledger, Owen Wilson, Craig Ferguson, Brittany Spears to name a few). In the above monologue from late night host Craig Ferguson he talks about his battle with alcoholism, (a symptom of depression) and gives one of the most touching talks about people in distress. It may not be directly on point but I just love his attitude.

hoboken-projects-thumbCommunity policing returns to Hoboken – Hoboken Now – NJ.com

Click on the picture for a full sized view. This is a aerial view of the Hoboken Projects on the Western end of town. For many people it is a forgotten, hidden part of Hoboken that we would be better off without. But in reality it houses many of the long time residents of Hoboken who are a integral part of Hoboken urban gestalt. I just read in the Jersey Journal that the police department

has just restarted its community policing of the Hoboken Projects.

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